What is a cash advance?
A cash advance provides you with emergency cash when you need it
most ... usually between paydays! Simply complete this fast
two-minute online application; there are normally no documents to
fax. Just complete your application, speak to a loan agent of a
participating lender and your cash could be on the way, usually
the next business day!
Can I qualify?
Qualifying is easy and you don't need to worry about your credit.
Most lenders qualify you if you:
- Currently have a job (or receive
regular income)
- Make at least $1000 per month
- Are 18 years of age or older and a
U.S. citizen
- Have a checking account
- Other requirements may apply
Even bankruptcy, bounced checks,
charge-offs and other credit hassles don't prevent you from
getting the cash advance you need!
How much can I qualify
for?
How much you qualify for depends on a number of factors including
your lender, income and employment. To see how much you can
qualify for, simply complete this fast two minute online
application, speak with a loan agent and your cash is on the way,
usually the next business day!
And don't worry, any credit type can qualify, even bankruptcy,
charge-offs and bounced checks!
What does it cost?
The cost of your cash advance loan is dependant on many factors,
such as the lender and how you manage your financial obligations.
Cash advance loans are designed for emergency situations when you
are short of cash and need money fast! Family emergencies,
unexpected car repairs, overdrafts, telephone reconnection and
deposits are just some of the urgent cash needs that you may
experience.
Your fees are less than the cost of not
having the cash you need when you need it - overdraft fees,
bounced check charges, taxes, even losing your job because you
can't get to work! Actual fees are determined based on the
information you provide when you submit your loan application.
Your cash can often be sent to your bank account the very next
business day and you don't repay until your next paycheck.
When do I get my money?
Once you have applied online, your application will be submitted
to a lender that will attempt to contact you to verify your
information and explain the terms to you. Once you have spoken
with your lender, your cash can be in your bank account as early
as the next business day!
And don't worry... any credit type can qualify, even bankruptcy,
charge-offs and bounced checks!
When do I repay?
Your repayment is the best part. The minimum required payment will
be deducted from your bank account. You get cash when you need it
most and repay when you have it!
Still a little short on payday? No problem! Generally online
customers are automatically renewed every pay period. Just let
your lender know when you are ready to pay in full, and your loan
plus fees will be deducted from your bank account by the lender.
I don't have a printer
and I want to print a copy of my loan documents. Can I get my
documents another way?
Yes! If you do not have a printer handy, there are several ways to
get copies of your documents to you.
- Your lender can fax them to any fax
number you request
- Your lender can email them to any
email address you request
- Your lender can fax them to your local
Kinko's, Mail Boxes Etc. or PostNet so you can pick them up
To make these special arrangements,
please contact your lender and the lender’s helpful
representatives should contact you shortly thereafter.
How do I reprint my loan
documents?
You are able to reprint your loan documents at anytime during the
lending process. If you wish to reprint your loan documents
contact your lender to have them email your documents to an email
address you request for later printing or printing at another
location.
I'm a little low on
funds. Can I get an extension?
Lenders will generally provide extensions. Please contact your
lender for details.
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